Several years ago, we looked into private health insurance, due to a job change. After much shopping around and networking, I came across Tennessee Rural Health, which is the insurance program offered to members of the Tennessee Farm Bureau. You do not have to be a farmer to join. The annual cost for Farm Bureau membership is $25.00. You are automatically eligible for other discounts and benefits just by joining (car rental, etc.) The TRH website offers quick quotes and overviews of the different policy benefits. The insurance carrier is Blue Cross Blue Shield of Tennessee, which is accepted by most providers.
If you are shopping around and discouraged at the high costs, this might make your day. : )